You can still fund a 2020 individual retirement account prior to the income tax filing deadline. Funding an IRA may reduce your taxable income. Call DBS Investment Advisers, LLC (DBSIA)—endorsed by the MDA—to set up an IRA if you don’t have one. IRAs are a fundamental building block for your retirement plan. In addition, business or practice owners can also establish and fund a SEP-IRA, Profit-Sharing Plan, or Cash Balance Plan. If you need assistance with financial planning and investing for retirement, contact DBSIA at 800-327-2377, or email ted.schumann@dbsia.net.