Small Group Health Insurance Solutions
With a group health insurance program, the business is the policy holder and all participating employees are offered the same benefit option(s) from which to choose. Employees may pay for all or part of their premium through payroll deduction. Blue Cross® Blue Shield® of Michigan offers group health insurance plans for groups of two or more employees. All plans are compliant with Health Care Reform and are categorized within products by platinum, gold, silver and bronze metal tier levels. For information about large group plans for 100 or more employees, please click here.
Creditable Coverage Standards For Pharmacy Benefit
To find out which plans meet the creditable coverage standards, please select a link below:
Blue Cross® Blue Shield® of Michigan | Blue Care Network
You’ll find complete details on the Creditable Coverage section of the Federal Centers for Medicare & Medicaid Services website.
Other Small Group Plans
2023 BCBSM Small Group Medical Product Menu (PDF)
For a more detailed benefits-at-a-glance for the plans listed below, please contact your health insurance representative, Heidi DuMond at 877-906-9924, ext. 440 or via email at hdumond@mdaifg.com.
2023 BCN Small Group Product Menu (PDF)
For a more detailed benefits-at-a-glance, please contact your health insurance representative, Heidi DuMond at 877-906-9924, ext. 440 or via email at hdumond@mdaifg.com.
Blue Care Network is the HMO option available from the Blues and offers a suite of HMO products. Although less popular in the dental community due to the plans’ managed care philosophy, these plans may be a good alternative for some practices.
If you are interested in either the Healthy Blue Living or the Blue Care Network health insurance offerings, please call 877-906-9924 for more information.
Helpful Links
Listed below are the census form and other tools that you may need to manage your group health plan.
- 2023 New Subscriber Enrollment, Change of Status form
- Census Form
- Health Savings Accounts (HSA) Limits and Info, Frequently asked questions
- Summary Plan Description Template
- Sample Letter for Summary Plan Description
- Coverage Notice Required for Groups Offering Rx Plans
- Model Notice Letter Word Format (for editing)
- Model Notice