MDA Insurance’s Medicare Advisory Service is a FREE one-on-one resource for members, their spouses or employees who are researching, aging-into or are eligible for Medicare. At this time of transition, individuals desperately need someone to help them sift through and understand the differences, complexities, and restrictions surrounding Medicare and their health coverage options.

Here’s what MDA member had to say about the level of service she received:

“Thank you for all your help. I brag to my 60-ish patients who have this looming ahead
about the fantastic service I have with my MDA membership. They are jealous.

–Carolyn L. Romzick, DDS

If you are turning 65 or have recently turned 65, you will want to attend the  “Understanding Medicare and Your Supplemental Coverage Options” seminar, free to MDA members, with multiple dates available. Click below to register now.


Ready to schedule a meeting with one of our representatives?

We offer one-on-one meetings or Zoom meetings to help individuals with their Medicare transitions. Please fill out the forms below to prepare for your meeting. Return forms to MDA Insurance by email to or, or FAX to 517-484-5460. To use the electronic signature feature, please download the forms to your laptop or computer and complete in Adobe Acrobat Reader. If you don’t already have it installed on your computer, you can download for free here. You can also print the forms and hand sign.

In order to speak with you about your Medicare needs, we need your permission. Please fill out the form below and return it to MDA Insurance prior to your first meeting:

The Centers for Medicare and Medicaid Services requires a Scope of Appointment (SOA) form to be filled out at least 48 hours prior to a meeting. Please complete the yellow highlighted portions of the SOA form found at the link below and return it to MDA Insurance at least 48 hours prior to your Medicare appointment:

To help us better assist you, including assistance in identifying an appropriate Medicare Part D prescription drug plan, please complete the Pre-Meeting Needs Assessment form found at the link below and return it to MDA Insurance least 72 hours prior to your Medicare appointment:

Request an on-demand Medicare presentation to help you prepare for your meeting
You can request to view an educational Medicare video prior to meeting with our Medicare Advisory team member, to help expedite the meeting and give you time to prepare questions or documents that you may wish to have reviewed. Click here to request the video link.

Our approach is straightforward, educational, comprehensive and personal and will reduce your anxiety and confusion. We analyze each individual’s specific situation to help you decide initially if, when and how to transition into Medicare Parts A and/or B. Next, we walk you through the entire Medicare process, answer your questions, and analyze your specific situation including health and prescription medications. Based on your needs, preferences, and priorities we then objectively present a variety of options aimed at maximizing your coverage while minimizing your out-of-pocket costs. Once you have determined your best course of action we can facilitate your enrollment in the plans of your choice.

After your enrollment we provide unparalleled service aimed at exceeding your expectations, including advocating for you if challenges should arise with your plan. If your health needs and situation change in the future we can still assist you and help you make whatever plan alterations are necessary.

MDA Insurance works with our members through every stage of their professional lives from student to aging-into- retirement. We strive to protect our members, their families and their employees by helping them maximize their income and protect their assets through our member services, programs and products. We work with the following Medicare plan carriers:

  • United American
  • Blue Cross Blue Shield
  • Mutual of Omaha
  • Priority Health
  • Silver Scripts
  • Humana
  • Express Scripts
  • Aetna
  • United Healthcare (AARP)

Application for Blue Cross Blue Shield Medicare Supplement Household Discount
Medicare-eligible individuals who have a Blue Cross Medicare Supplement or Legacy Medigap plan and permanently reside in the same household as another adult with a Blue Cross Medicare Supplement Plan may be eligible for household discount.
Download application form.

Express Scripts Smart90 Pharmacy Network — Exclusive to United American Subscribers / MDA Retiree Plan members
Smart90 is a money-saving feature of your prescription benefit. It makes it easy for you to fill prescriptions for your maintenance medications (those drugs you take regularly for ongoing conditions) at a lower cost. With Smart90, you have the option to fill a 90-day supply of your maintenance medications at a participating retail pharmacy or the Express Scripts home delivery pharmacy – but you will pay less for each 90-day supply than you would pay for three 30-day supplies at a non-preferred retail pharmacy.
Pharmacies who participate with Smart90
Learn more about the Smart90 program

Medicare and No Fault Auto Insurance Changes
According to the Michigan Department of Insurance and Financial Services (DIFS), after July 1, 2020, Michigan Medicare beneficiaries who renew or purchase a new no-fault automobile insurance policy can “opt-out” of Personal Protection Insurance (PIP) medical benefits if they wish. The beneficiary must demonstrate that they are enrolled in Medicare Parts A & B and that their spouse or any relative who resides with them in the same household has either qualified health coverage or auto insurance that includes PIP medical benefits.  LEARN MORE >>

Take advantage of MDA’s valuable Medicare advisory service—we make it “personal.”
For more information contact our Medicare advisory team:

Rick Seely 
877.906.9924 ext. 431



Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor.  Enrollment in the plan depends on the plan’s contract renewal with Medicare. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.  Please contact or 1-800-MEDICARE to get information on all of your option.