Accelerate your rewards with your ADA® Preferred Rewards Visa Signature® Card. With No Foreign Transaction Fees2 and No Annual Fee2 it’s the perfect card to use for travel and everyday purchases, all while earning great rewards!
Watch your points add up fast!
- Earn a $100 statement credit1 after your first purchase and get 0% intro APR2 on purchases and balance transfers for 12 billing cycles! After that, a variable APR, currently 11.49% – 23.49%.2
- Enjoy special offers from ADA Visa throughout the year – Special Cardmember Offers on rotating categories which may include gas stations, grocery stores, restaurants and more
- Earn 2x Points on all eligible MDA purchases3 – including continuing education courses.
- Earn 5x Points on all eligible ADA purchases3 – including CDT 2020 Dental Procedure Codes Kit
- Earn 2x Points on select Endorsed Providers3 – including Lenovo, and AHI Travel
- Earn 1x Point everywhere else Visa is accepted
- Don’t forget, you will earn an additional 20,000 Bonus Points when you spend $125,000 in eligible net purchases annually.4
You can redeem your Reward Points for airline travel on over 150 different airlines, with no blackout dates. 25,000 points is worth up to a $450 ticket – that’s a great value!
U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
1To earn first use bonus, eligible net purchase must be made within 90 days of account open date. Account must be open and in good standing to earn and redeem rewards and benefits. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information. You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Rewards points expire (5) years from the end of the calendar quarter during which they were earned. Bonus will be credited to your account 6-8 weeks after the end of the promotion period.
2The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 30 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary and as of 11/1/19, the undiscounted variable APR for Purchases and Balance Transfers is 11.49%-23.49% based on your creditworthiness. The variable APR for Cash Advances is 25.49%. Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: None. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
3Reward points are earned with your ADA Visa credit card. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. In order to qualify for additional points, the purchases must be from designated ADA providers, as determined by the provider.
4The $125,000 spend must be on eligible net purchases and it is per calendar year. Bonus will be credited to your account 6-8 weeks after the end of the promotion period.
The creditor and issuer of the ADA Visa Signature Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. ©2019 U.S. Bank