If you are following state legislation at all, you have heard of auto insurance no-fault reform for Michigan. Sounds like a good deal for Michigan residents, right? Not quite. No one knows all of the fallout and repercussions that will occur under the no-fault reform, and the details of the law are still evolving. Get the facts or you could be leaving yourself wide open to risk. MDA Insurance is staying abreast of all the details and will guide MDA members through the process. Our recommendations to our members once the law is in place in July 2020 include:
1. Keeping your Personal Injury Protection (PIP) limits at unlimited. We will get you the most competitive rates available, without compromising coverage.
2. Purchasing additional bodily injury limit coverage to protect yourself against the potential threat of lawsuits from underinsured or uninsured motorists.
3. Putting an umbrella insurance policy in place for further security should you be sued by others who opt for reduced PIP coverage or who are uninsured.
4. Considering enrollment in the MDA Health Plan where it is the primary coverage in an auto accident, providing you with an added layer of protection. MDA Insurance is the single source for all your insurance needs, both personal and professional. We will continue to share no-fault reform updates as they unfold, and will relentlessly fight on your behalf to ensure you are protected.
For the full details, please call us at 800-860-2272 and speak with a MDA Insurance representative from our personal lines department.