Open enrollment is the annual period when individuals and employers can make changes to their health insurance coverage. It’s the time to switch plans, add eligible dependents, or adjust plan options. For 2026, knowing your open enrollment dates is crucial to ensure continuous, appropriate coverage.
Key Open Enrollment Dates:

•  MDA Health Plan: Oct. 1–Nov. 15, 2025. Plan sponsors can change offerings, and employees   can select new plans or update dependents.
• Individual Health Insurance: Nov. 1–Dec. 15, 2025. This includes coverage through carriers like Blue Cross Blue Shield of Michigan and Priority Health. Enrollment may extend to Jan. 15, 2026, for a Feb. 1 start date.
• Medicare Supplement Plans: Oct. 15–Dec. 7. Subscribers can change plans or enroll for the first time if they missed their initial enrollment period.

Working with MDA Insurance during open enrollment has many advantages including personalized plan comparisons, ongoing support, and expert advice. They will help you navigate networks, clarify benefits, and resolve issues throughout the year. Choosing MDA Insurance ensures you have a knowledgeable advocate on your side, making the process less stressful and more beneficial. Call 877-906-9924, or go to mdaprograms.com/mda-insurance-programs/health-life-disability/health-insurance to get started.