The financial decisions you make now are some of the most important you’ll ever make. Don’t leave something as vital as securing the future of your loved ones to chance. MDA has taken the guesswork out of choosing a reputable and reliable insurance provider to help you select insurance options that are best for your life and everything in it. That’s why the MDA chose MetLife. It already covers millions of Americans with over 140 years’ experience standing behind its’ products— and is committed to offering our members high-quality benefits.

Recently, you may have received information in the mail from MetLife regarding its new streamlined application process, One-Step Express Term Life, for members age 59 or younger. It is a simple short form application featuring the option to also insure your spouse in one convenient process. A few minutes of your time now could mean the world to your loved ones later. Term life insurance is a cost-effective way to obtain life insurance benefits and MetLife Group Term Life plan offers valuable features at no additional cost including Estate Resolution Services for consultation with beneficiaries, Total Control Account to provide loved ones with a safe and convenient way to manage life or accident policy claim payments, and an Accelerated Benefit option.

To get started, simply fill out a One-Step Express Term Life application here.

If you have questions or need more information, please contact an MDA Insurance Agent at 800-860-2272, or visit www.mdaprograms.com.

 

 

 

Like most group life insurance policies, MetLife group policies contain certain exclusions, limitations, exceptions, reductions,

waiting periods and terms for keeping them in force.  Please contact an MDA Insurance Agent at 800-860-2272 for costs and complete details. You may find these provisions in your insurance certificate.

Estate Resolution Services are offered by Hyatt Legal Plans, Inc., Cleveland, Ohio, a MetLife company.  Certain services are not covered by Estate Resolution Services, including matters in which there is a conflict of interest between the executor and any beneficiary or heir and the estate; any disputes with the group policyholder, MetLife and/or any of its affiliates; any disputes involving statutory benefits; will contests or litigation outside probate court; appeals; court costs, filing fees, recording fees, transcripts, witness fees, expenses to a third party, judgments or fines; and frivolous or unethical matters.  

The Accelerated Benefits Option is subject to state regulation and is intended to qualify for favorable federal income tax treatment, in which case the benefits will be excludable from your income and will not be subject to federal taxation. This information was written as a supplement to the marketing of life insurance products.  Tax laws relating to accelerated benefits are complex and limitations may apply. You are advised to consult with and rely on an independent tax advisor about your own particular circumstances.  Receipt of accelerated benefits may affect your eligibility, or that of your spouse or your family, for public assistance programs such as medical assistance (Medicaid), Temporary Assistance to Needy Families (TANF), Supplementary Social Security Income (SSI) and drug assistance programs. You are advised to consult with social service agencies concerning the effect that receipt of accelerated benefits will have on public assistance eligibility for you, your spouse or your family.

Subject to state law, and/or group policyholder requests, the Total Control Account is provided for all Life and AD&D benefits of $5,000 or more. The TCA is not insured by the Federal Deposit Insurance Corporation or any government agency.  The assets backing TCAs are maintained in MetLife’s general account and are subject to MetLife’s creditors. MetLife bears the investment risk of the assets backing the TCAs, and expects to receive a profit.  Regardless of the investment experience of such assets, the interest credited to Total Control Accounts will never fall below the guaranteed minimum rate. Guarantees are subject to the financial strength and claims paying ability of MetLife.

^©2015 MetLife

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