Health Savings Accounts (HSAs) have been offered since 2004, but many Americans aren’t taking advantage. HSAs help employees with qualified high-deductible health plans pay for out-of-pocket medical expenses. More employers are offering HSAs to help employees meet the demands of health care expenses, but also for use in retirement savings. In fact, using an HSA for medical expenses in retirement is a better resource than using retirement accounts. To learn more, email Sean Kadel at Sean.Kadel@alerus.com or call 303-481-1575.