It’s a new year, which means your health insurance deductible reset Jan. 1. Once you’ve met your deductible, you’ll begin to reap the full benefits of your health care plan. But remember, many preventive services are available without charge before your deductible is met, so don’t postpone things like cancer screenings, well visits, counseling, and vaccinations. Get them as soon as you’re eligible. Click here for five tips on maximizing your health care benefits.