Auto, Home, Umbrella Insurance

COVID-19 relief on auto insurance

Update April 13, 2020:

• Auto Owners: Providing a 15% return of premium for the months of April and May on auto insurance policy premiums, subject to regulatory approval.

• Citizens: Returning 15% of April and May auto premiums to personal lines customers through The Hanover CARES Refund.

• Pioneer: Premium credits representing 15% in savings on two months of premium will be applied to each Personal Auto policyholder’s billing account (pending regulatory approval).

• Progressive: Progressive personal auto customers who have a policy in force as of April 30 will be credited 20% of their April premiums in May and personal auto customers with a policy in force as of May 31 will be credited 20% of their May premiums in June.

Learn more about Michigan's No-Fault reform

Urgent alert regarding Michigan Auto Insurance No-Fault changes

You have probably heard about changes to the Michigan No-Fault law but may not realize that you will be impacted when the majority of this law takes effect on July 2, 2020. You may also be unaware that some portions of the reform law have already taken effect. It’s critical you understand what these changes will mean to you and your auto insurance policy. If you have questions or wish to discuss options, call MDA Insurance at (800) 860-2272 and speak with one of our personal lines agents as soon as possible. LEARN MORE >>

Schedule a Lunch & Learn for Your Office

We’ll bring lunch to your office! Enjoy learning money-saving basics of home and auto insurance over a tasty meal.

And as an added bonus…
Each person bringing in their current auto and homeowner’s insurance policies for a quote receives a FREE $10 gift card! No purchase necessary. All staff members are eligible for a substantial MDA group discount and may save a lot of money!

To schedule your Lunch & Learn CLICK HERE
Call MDA Insurance at 800-860-2272, ext. 462 to speak with Personal Lines Manager Jeni Drummond. Or email Jeni at Receive an extra $20 gift card just for scheduling!

• Submit online quote request
• Download fillable quote request PDF

Automobile Insurance

MDA Insurance offers professional, courteous service, prompt claim resolution and incredible group rates on automobile insurance. Your policy will be tailored to meet your individual needs and placed only with an “A” rated company. No longer will you need to work through a third-party insurance agent to receive automobile coverage – call MDA Insurance directly for all of your personal insurance needs.

  •     group rates available, along with multi-policy discounts;
  •     many other discounts available for safe drivers, students away at school and more;
  •     choose from a variety of deductibles and enhanced coverage features;
  •     enjoy fast, fair and knowledgeable claim service; and
  •     easy, no-hassle application process will save you time.

Homeowners Insurance

Homeowners Insurance is available for residential and seasonal homes, rental dwellings, condominiums and for renters. Save money on your homeowners coverage through MDA Insurance and local carriers you know and trust, such as Citizens/Hanover, endorsed by the Michigan Dental Association for more than 20 years.

  •     group rates available, along with multi-policy discounts;
  •     coverage written for homes of all values;
  •     extended dwelling replacement or guaranteed home replacement cost available;
  •     replacement cost coverage on contents; and
  •     scheduled riders for jewelry, fine arts, collectibles and other valuable items in your home.

View the Fall Home Maintenance Checklist ›

Personal Umbrella Coverage

Most base auto and homeowner’s policies offer $300,000 or $500,000 of liability coverage.  A Personal Umbrella policy provides excess liability coverage from $1 million to $5 million beyond the limits offered on your base homeowner’s and auto policies. An umbrella policy provides a substantial layer of additional liability protection for at very affordable rates!

Other Coverages Available

Aside from auto and homeowners programs, MDA Insurance also provides a number of other coverages you may need to protect your personal assets.

  •     coverage available for RVs, trailers, motorcycles, ATVs and other recreational assets;
  •     snowmobile coverage for high performance, touring and utility type snowmobiles;
  •     boaters insurance and personal watercraft insurance; and
  •     coverage for rental units, mobile homes and antique cars.

MDA Insurance is pleased to provide auto and homeowner’s coverages to all MDA member dentists, dental office staff, family and friends. Great discounts, professional service and outstanding coverages are available.

Care for a quote? Please call MDA Insurance at (800) 860-2272. You may also submit a quick quote form online by clicking on the link below.

• Submit online quote request
• Download fillable quote request PDF