Many professional liability insurance policies renew during the summer months. If yours is one of them, take a few minutes to review your policy, limits of insurance and premium to make sure your practice is adequately protected at a reasonable price.
If you’re not insured with the MDA-endorsed Professional Protector Plan (PPP), it would also be a great time to get a quote. That way, you’ll
be prepared if your premium increases at renewal or you find that essential coverages are missing from your policy. You may find that you can get more protection for your money with the PPP. It doesn’t hurt to find out!
With the PPP, you, your staff, and your corporation are all protected up to the professional liability limits on your policy. Defense costs are paid in addition to these limits—an important feature, as these costs add up quickly. The PPP proudly partners with defense attorney Lynda Farnen, JD, who has 30 years of experience defending Michigan dentists against malpractice allegations. She will also appear on your behalf if action is taken against you by the Michigan Board of Dentistry.
The PPP gives you the option of choosing between claims-made or occurrence forms of professional liability coverage. Many carriers do not provide such an option, forcing you into a policy that may not best fit your needs. Our commercial lines agents can explain both forms, along with their advantages and disadvantages, so you can make an informed decision.
MDA Insurance is the exclusive agent for the PPP in Michigan. Because of our exclusive arrangement, MDA members automatically receive a 10% discount on their professional liability coverage. Once insured, you can qualify for another 10% discount for three consecutive years by completing the PPP Risk Management course. This highly acclaimed course is available in both classroom and online formats, allowing you to tailor your experience based on schedule, convenience and safety. The best news is the course is free for PPP insureds!
To learn more about the PPP program or to request a quote, visit
the commercial insurance section of mdaprograms.com or call our office at 800-860-2272 to speak with a commercial lines agent.