It’s time to put the boat in the water, put the recreational vehicle on the road or hit the trails with an all-terrain vehicle. But before you do any of those things, get a home and auto policy check up to be sure you and your summer toys are properly insured. Contact the personal lines insurance team at MDA Insurance by emailing personal-lines@mdaifg.com or calling 800-860-2272 and asking for a personal lines agent.