Offering your employees the ability to pay their group health or vision insurance premiums using pre-tax dollars, or to fund a health savings account with pre-tax contributions, can help you reduce your payroll taxes and make it easier for employees to pay for insurance. To set up such pre-tax accounts, you need the help of a Section 125 Plan administrator. Alerus Financial is now endorsed by the MDA to provide Section 125 Plan Document, FSA, HSA, HRA, COBRA and payroll services. MDA members receive discounts on most services from Alerus Financial. To learn more, contact Paula Ellermann at 303.481.1577 or email her at Paula.Ellermann@alerus.com.