Summer arrives this month (we promise!) and it’s time to break out the boats, jet skis, four-wheelers and all the other summer toys! You’ll enjoy them to the fullest if you know they are properly insured.
• In most cases, you don’t need to purchase individual policies for your summer toys. You may be able to insure them on your existing auto or homeowner’s policy at less expense. Just be sure to schedule these items specifically, as coverage usually will not automatically extend to such assets.
• Remember to purchase umbrella coverage to fully protect all your personal assets. Your exposure to personal liability claims is higher when you have a swimming pool, boat, four-wheeler and other vehicles.
• As an MDA member, you and your employees are eligible for an association group discount on home and auto insurance through MDA Insurance, as well as claim-free and multi-policy discounts.
Request a quote in the auto and home section of mdaprograms.com or call 800-860-2272.