Open Enrollment Dates for 2019 Health Plans

Federal rules govern when people can apply for health insurance through the open enrollment process. Depending on the type of health plan you’re buying, the open enrollment period can vary. Here’s the breakdown for 2019:
MDA Health Plan: Oct. 1 to Nov. 15 for benefits effective Jan. 1, 2019.

Medicare Open Enrollment, Individual Medicare supplemental plans, Medicare Advantage plans, Medigap plans and prescription
drug cards:
Oct. 15–Dec. 7. All changes/enrollments are effective Jan. 1, 2019.

Group health plans: Can be started by employers at any time throughout the year. However, small group health plans require a 30 day lead time and are effective on the first of the following month. For a Jan. 1 effective date, apply by Nov. 15.

Individual health plans such as MyBlue or subsidized health plans purchased through the online Marketplace: Apply Nov. 1 to Dec. 15 for a Jan. 1 effective date.

Learn more at the last health care seminars of the year:
• Friday, Oct. 12, 9 a.m.-noon, MDA Headquarters in Okemos
• Friday, Nov. 16, 9 a.m.-noon, Detroit Marriott Southfield
Call 877-906-9924 for help.