Refinance student loans or Parent PLUS loans at to get an additional 0.25% rate discount.

The new year is the perfect time to plan and think about all of the possibilities for the upcoming year. It is a time to celebrate, as well as to set new goals for health, personal improvement…and wealth.

Claim your 0.25%1 discount toward your student loans at Checking your rate will not affect your credit score.2


Why refinance student loans with SoFi?

  • Serious savings. Members save thousands on average when they refinance to a shorter term.
  • Low rates. Low variable and fixed rate options may reduce your interest rate.
  • Federal and private. You can consolidate and refinance both federal and private loans.
  • No extra fees. No application/origination fees or prepayment penalties—ever.
  • Membership perks. Career coaching, networking happy hours, financial workshops, and more.

How to apply:
1. Find your rate at
2. If approved, select your rate and term.
3. Upload identity, income, and loan information.
4. Celebrate your savings.



Download the 2018 MDA Borrower Guide:
"STUDENT LOAN REFINANCE: The Dental Professional's Guide"

  • Rate discount: MDA members and family are eligible to receive a 0.25% rate discount1 upon refinancing through
  • Savings: SoFi dentist borrowers can save thousands over the life of their loans when they refinance.
  • Options: Low variable and fixed rates available. Check out current rates at
  • Simplicity: Consolidate all existing student loans (federal and private) into a single loan with one monthly payment.
  • Perks: SoFi offers career counseling, member events, a referral program, and more.
  • No Hidden Fees: No origination fees and no prepayment penalties.

If you have any questions about SoFi student loan refinancing, please visit or contact customer service by calling 855.456.7634 or emailing


Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi’s underwriting requirements. See for details. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. Information as of July 2018. 1 Additional terms and conditions apply. If you apply and are approved, the interest rate shown in the Final Disclosure Statement will include an additional 0.125% rate discount because of your involvement with a SoFi partner company at the time of loan origination. Offer good for new customers only. Cannot be combined with other rate discounts, with the exception of the 0.25%AutoPay rate discount. SoFi reserves the right to change or terminate the Rate Discount Program to unenrolled participants at any time with or without notice.2 To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. A hard credit pull, which may impact your credit score, is required if you apply for a SoFi product after being pre-qualified.



The MDA receives royalties when members use the product or services described above.