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Long-Term Care Insurance

FREE Long-term care seminar: What are your plans to fund post-acute care as you age?’

We are offering a FREE educational seminar at the MDA Headquarters in Okemos (3657 Okemos Road, Okemos MI 48864) on the following dates:

  • Friday, February 23, 2018, 1:00-3:15 p.m. MDA Headquarters
  • Wednesday, June 20, 2018, 1:00-3:15 p.m. MDA Headquarters

Earn two free continuing education credits by attending. Presenters Rick Seely and Pat Jackson will discuss the importance of long-term care insurance and developing a plan to ensure the protection of your life’s work and the well-being of your loved ones. They will also be discussing new “Ten-Pay limited pay” option that allows you to pay premiums during high-income years and pay in full in 10 years. 

Space is limited so reserve your spot now! Call Denise Wyzywany at 877-906-9924, ext. 450,
or email



Protecting your estate in the event of a debilitating illness or age-related degeneration is what long term care insurance is all about. Advances in medical technology allow people to live longer, but a long lifespan bring with it an increased likelihood of requiring long-term care in an assisted living facility, nursing home, or even in-home health care. Providing financial assistance to help with the staggering cost of long-term care is the goal of long-term care insurance. MDA Insurance offers a wide variety of programs through a number of insurance companies providing you the ability to purchase long-term coverage that is custom-designed to meet your needs and protect your financial security. 

  • single premium plans available;
  • choose indemnity or reimbursement;
  • choose traditional or linked benefit plans;
  • choice of daily benefits for home and nursing home;
  • choice of elimination periods;
  • inflation increase options;
  • tax qualified plans; and
  • discounts available.

Please click here to review "A Shopper's Guide to Long-Term Care Insurance."

Please click here for a special Long-Term Care Insurance presentation.

Click here to link to our special Long-Term Care website!

For more information, call 800.860.2272, ext. 411 or 479.

To receive a long-term care insurance quote, click the button below.
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Traditional long-term care insurance has a use it or lose it element.  Linked benefit plans combine a universal or whole life insurance policy with long term care coverage.  If you don’t use all of the long-term care benefits, coverage reverts to life insurance that is paid to your beneficiary upon your death.  The linked benefit plans can be funded with a single premium, includes a money-back guarantee and deposits grow tax-deferred at current interest rates. 

Under a reimbursement policy, you receive the actual cost of eligible benefits when they are received. 

Indemnity policies pay a set dollar amount when you are receiving covered long-term are services giving you more flexibility in how the money is used.

Get more information from the U.S. Health & Human Services LTC website.

Personal Appointments Available

MDA Insurance provides the option of on-site visits to discuss the issues that apply to your particular situation. To set an appointment at your convenience, please call 800.860.2272 and ask for an appointment.