Living Fit Health Plan: Introducing a fresh idea from the MDA Health Plan

You won’t find a plan like this anywhere else.      
You take living a healthy lifestyle seriously. You keep active. You’re mindful of the key health indicators that help determine the quality of the life you live. You value non-traditional services that help you remain at optimum health. Now there is a health care plan designed especially for you. Read on to see which of the two plan options fits you best.

1. LIVING FIT HSA
A health savings account (HSA) is a tax-advantaged medical savings account available to those enrolled in a qualified high-deductible health plan (HDHP). The funds are contributed to an HSA on a pre-tax basis and can be spent on qualified services tax-free.

• Deductible $3,000 / $6,000
• Out of pocket limit $5,000 / $10,000  (but not to exceed $6,550 per person)
• Coinsurance 80%/20%
• Office visits 80% after deductible
• Specialty office visits 80% after deductible
• Virtual office visits 80% after deductible
• Emergency room visits 80% after deductible
• Urgent Care 80% after deductible
• Chiropractic 80% after deductible   (limit 24 visits per year)
• Pharmacy Maintenance medication for certain chronic conditions are covered prior to the deductible. Copayments will apply. All other prescriptions are subject to deductible first. $10 generic / $50 preferred brand  / $100 non-preferred brand copays
• Specialty Pharmacy 20% up to $200     for preferred specialty / 50% up         to $400 for non-preferred specialty
• Exercise Rewards An opportunity to earn up to $120 per year for just being active. Receive discounts at fitness clubs and exercise centers within the ExerciseRewards network. Download the app, sync your data and earn 180,000 points per month for a $10 monthly reward (up to $30 a quarter).
• Free Health Assessment  Assess your overall level of health by completing a confidential
online health assessment for yourself and your spouse (if enrolled).
Holistic Service Benefits

2. LIVING FIT PPO
A Preferred Provider Organization (PPO) is a type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan’s network.
• Deductible $3,000 / $4,500/ $6,000
• Out of pocket limit $7,150 / $12,500 / $14,300
• Coinsurance 80%/20%
• Office visits $30
• Specialty office visits $60
• Virtual office visits $30
• Emergency room visits  $100 copay after deductible
• Urgent Care $50
• Chiropractic $30 (limit 24 visits per year)
• Pharmacy $10 generic / 50% up to         $100 max for Preferred Brand / 50% up to $300 max for non-preferred brand
• Specialty Pharmacy 20% up to $200     for preferred specialty / 50% up         to $400 for non-preferred specialty
• Acupuncture Services $30 copay up     to 20 visits. Deductible does not apply.* 
• Medical Massage Therapy† $30 copay up to 20 visits. Deductible does not apply.*  \
   Accupuncture and Medical Massage Therapy Providers list
• Exercise Rewards An opportunity to earn up to $120 per year for just being active. Receive discounts at fitness clubs and exercise centers within the ExerciseRewards network. Download the app, sync your data and earn 180,000 points per month for a $10 monthly reward (up to $30 a quarter).
• Free Health Assessment  Assess your overall level of health by completing a confidential
online health assessment for yourself and your spouse (if enrolled).
Holistic Service Benefits

To learn more and to schedule a no-obligation face-to-face meeting, contact Tina Voss, director of health and life operations, at 877-906-9924, ext. 479, or email at tvoss@mdaifg.com. Order your FREE case of disposable gloves during your first visit!


*Copayments and other participant’s costs for acupuncture and massage therapy services provided in this benefit will not apply to your out-of-pocket limits.
†Medical Massage services must be provided in a medically supervised setting.