Large Group Health Insurance Solutions

The Affordable Care Act mandates employers with 50 or more full-time equivalent employees to provide affordable health insurance to their employees, or pay a penalty. The large-employer mandate takes effect in 2016. Affordable means the employee's share of the premium cost for self-only coverage does not exceed 9.5 percent of his or her income. Employers have many health insurance choices with Blue Cross Blue Shield of Michigan.

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Other Large Group Plans

2019 BCBSM Large Group Medical Product Menu (PDF)
For a more detailed benefits-at-a-glance for the plans listed below, please contact your health insurance representative, Heidi DuMond at 877-906-9924, ext. 440 or via email at hdumond@mdaifg.com.

Community BlueSM group plans offer top-quality benefits featuring low deductibles and out-of-pocket expenses. These plans meet the most demanding health insurance needs and are excellent for employers in competitive labor markets.

Simply BlueSM group plans meet your budget while savings your employees money. This family of products offers a traditional PPO plan and plans with health savings accounts or health reimbursement arrangements. The Simply BlueSM PPO HSA and Simply BlueSM HRA options are called consumer-directed health care plans and foster employee accountability for health care spending. Simply Blue Routine Care PPO silver and bronze plans cover preventive care at 100 percent and routine medical services with a co-payment and a multi-tier prescription drug plan.

2019 BCN Large Group Product Menu (PDF)
For a more detailed benefits-at-a-glance, please contact your health insurance representative, Heidi DuMond at 877-906-9924, ext. 440 or via email at hdumond@mdaifg.com.

Blue Care Network is the HMO option available from the Blues and offers a suite of HMO products. Although less popular in the dental community due to the plans' managed care philosophy, these plans may be a good alternative for some practices.

For assistance with large group health insurance plans, please call our health insurance department at 877- 906-9924 for a consultation.