A homeowner’s policy just for you.

Homeowner’s insurance policies offer a number of expanded coverages that allow policyholders to “build” a unique, tailored policy of their own. Below are a few of the optional coverages you may want to consider adding to your personal homeowner’s insurance policy:

Guaranteed Home Replacement Cost coverage can be purchased to cover the replacement of a dwelling in excess of the insured amount (some limitations apply).

Increased Cost Endorsement may be added to provide additional coverage from 125 percent to 150 percent of the insured amount, depending on the company. This is intended for those that may not be eligible for Guaranteed Home Replacement Cost coverage.

Identity Theft coverage is becoming more popular every year. This endorsement provides coverage from $15,000 to $25,000 (depending on the company) for expenses sustained while restoring your financial identity and credit.

Water Back-up coverage is available in limits ranging from $2500 to $50,000, and provides coverage for damage due to sewer or drain water backup.

Scheduled Personal Property coverage may be added to provide additional coverage for unique or high-value items such as jewelry, furs, computers, fine arts, golf equipment, cameras, and much more.

Boats and Recreational Vehicles may be insured on a homeowner’s policy, depending on the size and horsepower of the item(s).
 

AUTOMOBILE INSURANCE

MDA Insurance offers professional, courteous service, prompt claim resolution and incredible group rates on automobile insurance. Your policy will be tailored to meet your individual needs and placed only with an "A" rated company. No longer will you need to work through a third-party insurance agent to receive automobile coverage – call MDA Insurance directly for all of your personal insurance needs.

• group rates available, along with multi-policy discounts;
• many other discounts available for safe drivers, students away at school and more;
• choose from a variety of deductibles and enhanced coverage features;
• enjoy fast, fair and knowledgeable claim service; and
• easy, no-hassle application process will save you time.

HOMEOWNER’S INSURANCE

Homeowners Insurance is available for residential and seasonal homes, rental dwellings, condominiums and for renters. Save money on your homeowner’s coverage through MDA Insurance and local carriers you know and trust, such as Citizens/Hanover, endorsed by the Michigan Dental Association for more than 20 years.

• group rates available, along with multi-policy discounts;
• coverage written for homes of all values;
• extended dwelling replacement or guaranteed home replacement cost available;
• replacement cost coverage on contents; and
• scheduled riders for jewelry, fine arts, collectibles and other valuable items in your home.

OTHER COVERAGES AVAILABLE

Aside from auto and homeowners programs, MDA Insurance also provides a number of other coverages you may need to protect your personal assets.

• personal umbrella liability coverage options available up to $5 million;
• coverage available for RVs, trailers, motorcycles, ATVs and other recreational assets;
• snowmobile coverage for high performance, touring and utility type snowmobiles;
• boaters insurance and personal watercraft insurance; and
• coverage for rental units, mobile homes and antique cars.

MDA Insurance is pleased to provide auto and homeowner's coverages to all MDA member dentists, dental office staff, family and friends. Great discounts, professional service and outstanding coverages are available.

For a no-obligation quote, please call Jeni Jonckheere at (800) 860-2272. A "Quick Quote Form" is also available for download by following the link below. Simply print the form, complete the questions and fax it back to MDA Insurance at (517) 484-5460.

DOWNLOAD FORMS

• Quick Quote Request Form