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A homeowner’s policy just for you.

Homeowner’s insurance policies offer a number of expanded coverages that allow policyholders to “build” a unique, tailored policy of their own. Below are a few of the optional coverages you may want to consider adding to your personal homeowner’s insurance policy:

Guaranteed Home Replacement Cost coverage can be purchased to cover the replacement of a dwelling in excess of the insured amount (some limitations apply).

Increased Cost Endorsement may be added to provide additional coverage from 125 percent to 150 percent of the insured amount, depending on the company. This is intended for those that may not be eligible for Guaranteed Home Replacement Cost coverage.

Identity Theft coverage is becoming more popular every year. This endorsement provides coverage from $15,000 to $25,000 (depending on the company) for expenses sustained while restoring your financial identity and credit.

Water Back-up coverage is available in limits ranging from $2500 to $50,000, and provides coverage for damage due to sewer or drain water backup.

Scheduled Personal Property coverage may be added to provide additional coverage for unique or high-value items such as jewelry, furs, computers, fine arts, golf equipment, cameras, and much more.

Boats and Recreational Vehicles may be insured on a homeowner’s policy, depending on the size and horsepower of the item(s).
 

A homeowner’s policy just for you.

Homeowner’s insurance policies offer a number of expanded coverages that allow policyholders to “build” a unique, tailored policy of their own. Below are a few of the optional coverages you may want to consider adding to your personal homeowner’s insurance policy:

Guaranteed Home Replacement Cost coverage can be purchased to cover the replacement of a dwelling in excess of the insured amount (some limitations apply).

Increased Cost Endorsement may be added to provide additional coverage from 125 percent to 150 percent of the insured amount, depending on the company. This is intended for those that may not be eligible for Guaranteed Home Replacement Cost coverage.

Identity Theft coverage is becoming more popular every year. This endorsement provides coverage from $15,000 to $25,000 (depending on the company) for expenses sustained while restoring your financial identity and credit.

Water Back-up coverage is available in limits ranging from $2500 to $50,000, and provides coverage for damage due to sewer or drain water backup.

Scheduled Personal Property coverage may be added to provide additional coverage for unique or high-value items such as jewelry, furs, computers, fine arts, golf equipment, cameras, and much more.

Boats and Recreational Vehicles may be insured on a homeowner’s policy, depending on the size and horsepower of the item(s).
 

3657 Okemos Road, Suite 100 | Okemos, MI 48864 | Toll-free: (800) 860-2272 | Fax: (517) 484-5460

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