You & the New Health Care Claims Tax

Effective Jan. 1, a 1 percent tax will be applicable to all health insurance claims made in Michigan by Michigan residents. Dental and vision claims are subject to the tax, as are nearly all medical-related claims. Blue Cross Blue Shield of Michigan and BCS Life will begin applying a 0.75 percent factor to plans as a line item on each premium statements. VSP, which provides vision insurance to MDA members, is formulating its response to the Michigan claims tax. Review the FAQ here.

11th Circuit panel strikes down individual mandate

The 11th Circuit Court in Atlanta ruled that Congress exceeded its powers by requiring individuals to purchase health insurance.

Along with Health Savings Accounts...

MDA Insurance also has Health Reimbursement Arrangements or HRAs. This employee benefit tool allows the employee to supplement many less-expensive, higher-deductible group PPO plans with business dollars that the employer controls. If you have any questions, please call MDA Insurance at (800) 860-2272.

Word to the Wise

Never submit manual claims for multiple family members to Blue Cross Blue Shield of Michigan in one envelope. For better service, use different envelopes.

Individual Health Policy Changes?

Making changes to your BCS Individual Health Insurance policy is a snap! Simply download and complete the BCS policy change form to request common revisions such as address changes or adding a spouse or baby. For additional assistance, call (800) 860-2272 to speak with an MDA Insurance representative.